Embark on a journey towards real estate success with Alejandro Szita as he guides you through the strategic utilization of the debt service coverage ratio. Unveil the true potential of this financial tool, empowering you to make well-informed decisions, optimize returns, and achieve triumph in all your property endeavors. Let's dive right in!

A highly successful business owner came to us for the best deal on a bank statement loan for the purchase of a luxury home.

"Alejandro did a mortgage for me, and I was very pleased with the way he handled the process.”

"Unlike other people that I have worked with, Alejandro is very thorough. He takes his time explaining the loan process, which requires a lot of patience and a lot of knowledge too. I appreciated that, as well as the immediate return calls. When I called he would pick up the phone. He is very accessible. I appreciated that because my time was limited, especially during the week. “

People are worried about interest rates - they keep climbing.

The press and financial commentators have reached a consensus that rates are coming down in the near future - months from now.

This is misleading people into inaction. Many are on the fence on the belief that when rates come down, then... we will spring into action!

If you live in California, you may be able to buy a home with no money down through the CalHFA mortgage program (California Housing Finance Agency).

"My family got into a situation where someone was trying to take our property from us through an illegal foreclosure. We were at risk of losing everything my family has worked towards for a long time.”

I am happy to announce a new service we are offering in California: Investing in Mortgages with "Trust Deed" investments.

During this episode #94 of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux and Alejandro Szita discuss how Alejandro became a mortgage broker, why it's important to have a niche as a mortgage broker, how to help self-employed clients with the challenges they face as borrowers, crazy loan stories, and opinions on non-QM loans and bank statement 2nds.

The real estate market is an ever-evolving and pretty unpredictable space that pushes you to be savvy and flexible at all times. Alejandro Szita is here to share the most valuable financial lessons he has learned from his many years as a real estate investor, broker, and loan guy.

“With traditional lenders the process stalled, but with Alejandro he found a way to get the loan done.”

Alejandro Szita is a California & Florida mortgage broker for artists and creative entrepreneurs. Alejandro has been a real estate and mortgage professional in Southern California since 2005. His clients range from household names to people working behind the scenes on all kinds of artistic projects, from musicians, producers and film composers to fashion entrepreneurs, audio engineers and video game designers.

From understanding the relationship between income and expenses to the importance of buying property, Alejandro Szita shares his experience growing up in a situation that has not happened in the US... yet.

In the same manner that a coin has two indivisible sides, rates have two indivisible faces: one faces the borrower and the other faces the investor or lender.

I have been asked to write an article about the recent news involving the collapse and near collapse of certain banking institutions in the USA.

This is something I have resisted because I see that many journalists, economists and commentators are doing this, and I didn’t want to add to the noise with no solution.

Alejandro shares practical information about money that empowers clients financially and helps them keep more of the money they earn.

An assisted-living entrepreneur had been running a successful small, live-in elderly care operation in a single family home she owned…

Alejandro Szita is a Mortgage Expert For the Self Employed. He is the President of Prosperity Lending. Alejandro has worked his way up in this world. Originally from Chile, he specializes in helping the self-employed understand the mortgage market and access deals many brokers don’t even know exist. His results speak for themselves.

How could you take a reverse mortgage AND still leave your home to an heir?

The assumption is that if you do a reverse mortgage, then the equity is going to be consumed or eaten up by the interest and then there would be nothing left for your heirs. Worse, if the reverse mortgage eats up all the equity and then some, your heirs could be left with a debt.

Alejandro is a mortgage broker in California & Florida, and president of Prosperity Lending, a firm that specializes in servicing self-employed borrowers such as artists and small business owners.