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      <image:title>Blog - Mortgage Rates the Lowest in Over a Year - Make it stand out</image:title>
      <image:caption>Source: https://www.freddiemac.com/pmms</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Comparison of the US &amp;amp; Dutch Mortgage Markets - Make it stand out</image:title>
      <image:caption>My wife and I on a boat tour of historic homes along the Vecht river, September 2025</image:caption>
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      <image:title>Blog - Mortgage Interest Rates Are the Lowest They Have Been in 11 Months - Make it stand out</image:title>
      <image:caption>Graph source: Freddie Mac</image:caption>
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    <lastmod>2025-11-25</lastmod>
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      <image:caption>Alejandro Szita is a licensed California real estate broker with a long career as a loan officer and real estate agent prior to opening his own mortgage brokerage in 2018</image:caption>
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    <lastmod>2025-07-06</lastmod>
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    <lastmod>2025-06-27</lastmod>
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    <lastmod>2025-03-29</lastmod>
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      <image:title>Blog - Recent Drop in Interest Rates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Recent Drop in Interest Rates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Recent Drop in Interest Rates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Recent Drop in Interest Rates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-03-07</lastmod>
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      <image:title>Blog - Accompanying My Clients to the Disaster Recovery Center in Los Angeles - Make it stand out</image:title>
      <image:caption>Alejandro leaving the Disaster Recover Center in LA on February 12th.</image:caption>
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    <loc>https://www.prosperitylending.us/blog/los-angeles-firesaftermath-damage-maps-amp-resources</loc>
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      <image:title>Blog - Client Testimonial — Marcus - Make it stand out</image:title>
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    <loc>https://www.prosperitylending.us/blog/a-line-of-credit-for-life</loc>
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    <lastmod>2024-10-25</lastmod>
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      <image:caption>I had the opportunity to present Mr. Armstrong with a painting of his dog Napoleon, made by my wife.</image:caption>
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      <image:caption>Mr. Armstrong and myself backstage at the November World Economic Conference. My wife had painted a picture of his French bulldog Napoleon, which I had the honor of presenting to him. :)</image:caption>
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      <image:caption>“As an accountant, I know about numbers, but I still had some questions when it came to the details of mortgages. Alejandro is very knowledgeable, and he was able to answer all my questions. He really makes sure that you understand what is happening, and that nothing is going over you head.   “I liked that he does Zoom appointments with you where he shows you his computer screen, and he explains about your options. He was able to do some very advanced things that I didn’t expect were possible. He gathers all the information about what you’ve got going on, even if it’s a little confusing, and he presents it in an understandable way. He is able to take a sort of nonconvential situation and make sense out of it for lenders. I felt like he always knew what was going on and had a plan for everything that came up along the way. He is also easy to get hold of, and he has a patient, calm and soothing demeanor.   “I have a young family, and I wanted to move to a safer neighborhood. We ended up in a very nice place that I really like. I thought I wouldn’t be able to get something like this, but Alejandro made it attainable. I now refer my clients to him when they need help with a mortgage.” — Jonathan, Accountant</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1659077835157-BGPYQRQ3RKH4GD5LY3EO/shannon+edited.jpeg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1659077963954-IG5LTXXIOYG12J7GRA0B/IMG_4182+edited+cropped.jpg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/539562ae-03b1-4ae2-bfee-66ec2a3fa434/MacKenzie.png</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/c9f535a4-ced7-49c1-87ec-51108253a0f8/IMG_4887+copy+cropped+2.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/c92d4fb0-9690-4270-984f-9046dffa3cd5/IMG_7056+Merilyn+Bergstrom+copy+cropped.jpeg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/8ca70a39-ac73-4813-b785-026a20aa1d96/jonathan_greff.jpg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/c1b555ba-2e51-4bf2-b58d-afd102594967/Ethan+Hauptli+%26+Family+301.jpg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/b45b1f09-fb70-4c13-b13b-0fd3a45880ae/IMG_4279.jpg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/c27d5c69-aa40-46b3-b2b5-93a4cf5f70f5/IMG_1924+cropped+copy.jpg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1695844982736-1SQAC0ZV2I8K1JMKYB23/Photograph%2BJean-Thony%2Bcopy.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/77917191-e032-4d66-ac74-14dbfd8a6a5c/image_50430209_cropped_edited+4+edited+cropped.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/898f1a28-c639-4bfa-987c-ac6d81b0271b/IMG_0618.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/f8127ced-55af-4b27-a8d8-7ac8547bbae9/IMG_0584+edited.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/6e9320bd-05de-41d6-9dd3-aa8c9ba6dd27/Image-1+copy.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/cb8da9f1-02f6-414b-98dd-65a120c187fa/Gary+cropped+copy.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/7097cd7b-a487-4f75-b6b9-04651adcd797/Screen+Shot+2024-11-15+at+7.00.05+PM.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1686004542692-N4HXZLOBO6C3X7PGI9N7/Jaime.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630114736019-OLJCMJ1P4PTX6ECZCQI3/prosperity_lending_logo.jpg</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/922604f1-a878-4627-ab79-c71efa8b74b6/IMG_0662+copy+2.jpg</image:loc>
      <image:title>Home - Hassle-free service, so you can focus on what you love</image:title>
      <image:caption>Our clients are passionate about what they do, and so are we. We do a lot of our work behind the scenes, bothering you as little as possible. We get your mortgage loan done, so that you can focus on what you love.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/e9cc33f5-8b00-4c1b-ba55-8b974fb37189/IMG_4885+copy+cropped.jpg</image:loc>
      <image:title>Home - More than just financing—full real estate consulting when you need it</image:title>
      <image:caption>Because Alejandro is also an experienced California real estate broker, he can provide advice about California properties, tenant and title problems, property valuation and other real estate matters that could otherwise get in the way of your transaction. He also offers full property rescue service when needed.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630114736019-OLJCMJ1P4PTX6ECZCQI3/prosperity_lending_logo.jpg</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/newsletter2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/50e7d346-62a3-4752-b8cd-db349099ba93/Screen+Shot+2024-07-16+at+11.40.15+AM.png</image:loc>
      <image:title>Newsletter 2 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/what-we-do</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1717818422737-R3ZGEC5OKAHEOJGANKBA/image-asset.jpeg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/a1a7336c-6d74-4e3f-9bda-c00b74b2135e/IMG_4273+smaller.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Mortgage broker Alejandro with one of our clients, a professional trumpet player</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629525629291-NUM59A86SWZZ533V76X4/unsplash-image-744oGeqpxPQ.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630207295286-O8IALQOYCRCIAUO2MZI2/unsplash-image-D9V4e-aicIk.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/the-mortgage-process-what-you-can-expect</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-01</lastmod>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/what-a-mortgage-broker-does-for-you</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629517048866-TNTI9VUQJ7PXSIBU571T/money+tree.jpg</image:loc>
      <image:title>What a Mortgage Broker Does For You - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629609684171-XR6UQ5RW2OZ9BRDB0KF0/unsplash-image-uJ7NOEbTd80.jpg</image:loc>
      <image:title>What a Mortgage Broker Does For You - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630280431490-MBUNSY0DEXIUDJ4OY5JE/IMG_3932.jpg</image:loc>
      <image:title>What a Mortgage Broker Does For You - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Mortgage Broker &amp; President of Prosperity Lending</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/our-values</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-22</lastmod>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/why-choose-prosperity-lending</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/mortgages-for-self-employed-borrowers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721101661770-OW6MIZEZAZIHII5YMA7W/Screen+Shot+2024-07-15+at+8.47.00+PM.png</image:loc>
      <image:title>Primary Home Mortgage for Self-Employed Borrowers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721102054892-HW99IZ0NSJCA5L53H38C/Screen+Shot+2024-07-15+at+8.54.05+PM.png</image:loc>
      <image:title>Primary Home Mortgage for Self-Employed Borrowers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721102283053-Y5HA6NU3WDAOWH7XQ3CL/Screen+Shot+2024-07-15+at+8.57.46+PM.png</image:loc>
      <image:title>Primary Home Mortgage for Self-Employed Borrowers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631073497983-1MJ823B86IIG1NT2IXUD/IMG_3761%252Bsmaller.jpg</image:loc>
      <image:title>Primary Home Mortgage for Self-Employed Borrowers - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Mortgage Broker &amp; President of Prosperity Lending</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1659077835157-BGPYQRQ3RKH4GD5LY3EO/shannon+edited.jpeg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/mortgage-refinancing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721101803470-DE3SVBAKGV7IZ733ILZ4/Screen+Shot+2024-07-15+at+8.49.48+PM.png</image:loc>
      <image:title>Mortgage Refinancing</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721102382009-V6G6KTO6EXBOX32PSDCU/Screen+Shot+2024-07-15+at+8.59.32+PM.png</image:loc>
      <image:title>Mortgage Refinancing</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721102481871-L6V7DMF41IKUPWDWNIGO/Screen+Shot+2024-07-15+at+9.01.08+PM.png</image:loc>
      <image:title>Mortgage Refinancing</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/ee08bcc9-ea40-459f-af01-c3f70b8e6083/IMG_3778+copy+edited+with+adjustment+for+website+Home+page.jpg</image:loc>
      <image:title>Mortgage Refinancing - Make it stand out</image:title>
      <image:caption>Mortgage broker and President of Prosperity Lending Alejandro Szita is experienced in mortgage refinancing, with a specialization in self-employed borrowers</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/8d24a328-6ed3-480b-a326-d7b3ecde4d3e/IMG_4279.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630114736019-OLJCMJ1P4PTX6ECZCQI3/prosperity_lending_logo.jpg</image:loc>
      <image:title>Mortgage Refinancing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/bcc4e8c7-a06c-48ac-9801-bcd7e8f4bf13/IMG_3761+copy.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/mortgages-for-foreign-nationals</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631073497983-1MJ823B86IIG1NT2IXUD/IMG_3761%252Bsmaller.jpg</image:loc>
      <image:title>Mortgages for Foreign Nationals - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Mortgage Broker &amp; Co-Owner of Prosperity Lending</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/mortgages-for-employees</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630282754900-9VZ8VMYMJN3HZJBC72NR/unsplash-image-0K7GgiA8lVE.jpg</image:loc>
      <image:title>Mortgages for Employees - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629524659368-GZLJGZ8IZLIT96ARW390/IMG_7939.jpg</image:loc>
      <image:title>Mortgages for Employees - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Broker</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630114736019-OLJCMJ1P4PTX6ECZCQI3/prosperity_lending_logo.jpg</image:loc>
      <image:title>Mortgages for Employees - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/about-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629164144696-9Y4TS61CQ0FLE14XQL5F/IMG_3785.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630698962131-FVJMJO5FLGGO93PMQE6E/IMG_3695.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/our-story</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/de0a02a1-7c4a-4acd-a408-e40da94e2b3d/SON03728.jpg</image:loc>
      <image:title>Our Story - Make it stand out</image:title>
      <image:caption>Alejandro speaking to small business owners at the GCLA conference in San Jose, California</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/fd7ab3e3-9e6b-4176-b10d-e4a0b867a903/IMG_0612+copy.jpg</image:loc>
      <image:title>Our Story - Make it stand out</image:title>
      <image:caption>Alejandro on the cover of “California Home Finance Magazine,” our in-house real estate financing magazine</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/commercial-real-estate-loan</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630114736019-OLJCMJ1P4PTX6ECZCQI3/prosperity_lending_logo.jpg</image:loc>
      <image:title>Commercial Real Estate Loan - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/bcc4e8c7-a06c-48ac-9801-bcd7e8f4bf13/IMG_3761+copy.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/how-the-lending-industry-works</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629517048866-TNTI9VUQJ7PXSIBU571T/money+tree.jpg</image:loc>
      <image:title>How the Lending Industry Works - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629609684171-XR6UQ5RW2OZ9BRDB0KF0/unsplash-image-uJ7NOEbTd80.jpg</image:loc>
      <image:title>How the Lending Industry Works - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630280431490-MBUNSY0DEXIUDJ4OY5JE/IMG_3932.jpg</image:loc>
      <image:title>How the Lending Industry Works - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Mortgage Broker &amp; President of Prosperity Lending</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/what-your-credit-score-actually-measures</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631599740485-C163ZDVLQR17OKAJZUZP/unsplash-image-NpTbVOkkom8.jpg</image:loc>
      <image:title>What Your Credit Score Actually Measures - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629609684171-XR6UQ5RW2OZ9BRDB0KF0/unsplash-image-uJ7NOEbTd80.jpg</image:loc>
      <image:title>What Your Credit Score Actually Measures - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630280431490-MBUNSY0DEXIUDJ4OY5JE/IMG_3932.jpg</image:loc>
      <image:title>What Your Credit Score Actually Measures - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Broker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/mortgage-broker-fees-zero-point-loans</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1632264773021-SLAAFLB0S60M2SLG893T/unsplash-image-lhltMGdohc8.jpg</image:loc>
      <image:title>Mortgage Broker Fees &amp; "Zero-Point" Loans - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631599740485-C163ZDVLQR17OKAJZUZP/unsplash-image-NpTbVOkkom8.jpg</image:loc>
      <image:title>Mortgage Broker Fees &amp; "Zero-Point" Loans - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/why-use-a-mortgage-broker</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631599740485-C163ZDVLQR17OKAJZUZP/unsplash-image-NpTbVOkkom8.jpg</image:loc>
      <image:title>Why Use a Mortgage Broker - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630280431490-MBUNSY0DEXIUDJ4OY5JE/IMG_3932.jpg</image:loc>
      <image:title>Why Use a Mortgage Broker - Make it stand out</image:title>
      <image:caption>Alejandro Szita, President of Prosperity Lending. CA &amp; FL Mortgage Broker, CA Real Estate Broker, Certified Mortgage Planning Specialist®. Member of AIME, CAR, NAR, PWR. CA DRE #01730592. NMLS #1687512</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/loan-terms-to-pay-extra-attention-to</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1632290347699-2CXAUHOPZVMQHQR9PEVD/unsplash-image-lhltMGdohc8.jpg</image:loc>
      <image:title>Loan Terms to Pay Extra Attention To - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631599740485-C163ZDVLQR17OKAJZUZP/unsplash-image-NpTbVOkkom8.jpg</image:loc>
      <image:title>Loan Terms to Pay Extra Attention To - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1632290430171-7W2BHI0LO576AOQT5SVC/unsplash-image-GJao3ZTX9gU.jpg</image:loc>
      <image:title>Loan Terms to Pay Extra Attention To - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/glossary</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631599740485-C163ZDVLQR17OKAJZUZP/unsplash-image-NpTbVOkkom8.jpg</image:loc>
      <image:title>Glossary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1629609684171-XR6UQ5RW2OZ9BRDB0KF0/unsplash-image-uJ7NOEbTd80.jpg</image:loc>
      <image:title>Glossary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630280431490-MBUNSY0DEXIUDJ4OY5JE/IMG_3932.jpg</image:loc>
      <image:title>Glossary - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Broker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/california-mortgage-referrals-from-realtors</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1632281337313-GRIR51F2SYWXCQDENW6T/Brad_Willis.jpg</image:loc>
      <image:title>Referrals from Realtors - Realtor Testimonial “Alejandro has been fantastic! Thanks to him, I was able to complete two transactions in the last few months that I would not have been able to close otherwise. And he is also fun to work with. I can’t wait to do another transaction with him!”</image:title>
      <image:caption>— Brad, Realtor in Los Angeles</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630114736019-OLJCMJ1P4PTX6ECZCQI3/prosperity_lending_logo.jpg</image:loc>
      <image:title>Referrals from Realtors - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631073497983-1MJ823B86IIG1NT2IXUD/IMG_3761%252Bsmaller.jpg</image:loc>
      <image:title>Referrals from Realtors - “As a former Realtor® myself, I know what happens when loans go sideways! All of a sudden, well into the due diligence period, the buyer is not qualified. In the meantime, since you didn't hear from the loan officer, you assume everything must be fine only to get last minute requests, ‘discoveries’ and ‘surprises’ a week before escrow is supposed to close. “At Prosperity Lending, we consider that the realtor is our client as much as the buyer, and we treat them both with the utmost care. We are here to help you and your client close the deal, and even to make the process fun. “We are proactive and prevent surprises so that you can be the hero of the transaction. Your client will thank you for recommending us.”</image:title>
      <image:caption>— Alejandro Szita, Mortgage Broker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/california-mortgage-referrals-from-accounts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631073497983-1MJ823B86IIG1NT2IXUD/IMG_3761%252Bsmaller.jpg</image:loc>
      <image:title>Referrals from Accountants - “I met my CPA through a referral almost 30 years ago. We became lifelong friends until his untimely passing. I completely trusted him and I never entertained the thought of using someone else.  “He used to partner with a Mortgage Broker in his office and for years offered loans to his clients.  “This was a successful formula which allowed him to retain more of the business generated by his clients and by adding another service to his practice, he improved even more the perception his clients had of him and his office. “While thinking what we could do to deliver value to CPA Firms or individual Accountants, we decided to replicate the successful set up that my CPA had for many years and we invite you to apply and create a win-win scenario for our companies and clients.”</image:title>
      <image:caption>— Alejandro Szita, Mortgage Broker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/california-mortgage-referrals-from-lawyers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631073497983-1MJ823B86IIG1NT2IXUD/IMG_3761%252Bsmaller.jpg</image:loc>
      <image:title>Referrals for Lawyers</image:title>
      <image:caption>“When you are in a service business, client acquisition takes one-on-one care in order to gain the trust of the client. It takes a while to accumulate a book of business of loyal customers who trust you.   “We are keenly aware of this, and we know that it is your reputation that is on the line as well as ours. This is why we treat your referrals with the utmost due diligence and care. “We look forward to partnering with you in giving your clients excellent service.” — Alejandro Szita, Mortgage Broker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/will-i-qualify</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1633653127032-EI8502J8OSWZMJD6TG3L/GettyImages-1187653232.jpg</image:loc>
      <image:title>Will I Qualify? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1630280431490-MBUNSY0DEXIUDJ4OY5JE/IMG_3932.jpg</image:loc>
      <image:title>Will I Qualify? - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Mortgage Broker &amp; President of Prosperity Lending</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1632103013371-B479MEGSOEY1IQVGBZCH/IMG_4217+edited.jpg</image:loc>
      <image:title>Will I Qualify? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/privacy-policy-disclaimer-statement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/info-for-financial-professionals-life-insurance-agents</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1631073497983-1MJ823B86IIG1NT2IXUD/IMG_3761%252Bsmaller.jpg</image:loc>
      <image:title>Info for Financial Professionals &amp; Life Insurance Agents</image:title>
      <image:caption>“As a graduate of the Infinite Banking Concept (IBC) Practitioner's Program, delivered by the Nelson Nash Institute, since I discovered the concept of :Be Your Own Banker” or “Bank on Yourself,” I have been passionate about telling others about this self-empowering system of financial and cash flow management. “My mission as a Mortgage Broker is to support you, the financial professional, in delivering the IBC system to your clients by providing the Interest-Only piece that allows your clients to fund more effectively their Participating (Mutual) Whole Life Insurance Policy in a manner that is sustainable and economical for the client. “Interest-only mortgages come and go and have different flavors, some of these are not suitable for the IBC concept. “Let's partner up in order to deliver maximum value and sustainability to your clients.” — Alejandro Szita, Mortgage Broker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/when-to-refinance-your-mortgage</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1632290347699-2CXAUHOPZVMQHQR9PEVD/unsplash-image-lhltMGdohc8.jpg</image:loc>
      <image:title>When to Refinance Your Mortgage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/duties-of-a-mortgage-brokercomprehensive-list</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/a8dd2fe7-e963-46e2-b5bf-726c212a33e7/IMG_3778+copy+edited.jpg</image:loc>
      <image:title>Duties of a Mortgage Broker—Comprehensive List - Make it stand out</image:title>
      <image:caption>Alejandro Szita, Mortgage Broker of Prosperity Lending</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.prosperitylending.us/testimonials-reviews</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/eac10538-81f9-4ca6-9eb8-69a00d71a811/image_50430209_cropped_edited+4+edited.jpg</image:loc>
      <image:title>Testimonials - “Our real estate dream came true. It was a blessing to work with Alejandro, and I can’t thank him enough.”</image:title>
      <image:caption>"Alejandro is extremely prompt, knowledgeable, very kind and very patient. Going in, I didn’t know everything there is to know about mortgages, but there was no question I felt stupid asking.  “What’s more, he had solutions for all the things that came up, and the process felt seamless. He gives you options and is very easy to work with. He took the time to investigate my credit and help me with that. He was always very positive about getting the loan done, and I felt like he really had my back. “It was a blessing to work with Alejandro, and I can’t thank him enough. Our real estate dream came true and I am beyond thrilled. “We will be using him again in the future, and I will be recommending him to my friends." —Gina, Beauty &amp; Wellness Entrepreneur</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1863d423-cd99-44e5-83ed-5ffb85d26250/IMG_0659+copy.jpg</image:loc>
      <image:title>Testimonials - “Alejandro is patient and perseverant with massive intention.”</image:title>
      <image:caption>"Alejandro was great. He pulled it off. It was like Moses parting the seas. At first, it looked like it was totally impossible. But we had a pillar of fire behind us, and we held off the army. "Probably the most important is that he stuck it out until it was done. I have an artist studio that is a live-work space. I had a commercial loan, and we were able to get it financed into a residential loan. It was a difficult situation, but he got it done. He literally changed the status of the whole building where I live, so now all the other tenants in my building can also get a residential loan for their refinancing. "Alejandro had eternal patience, and I would highly recommend him just for that. He is patient and perseverant with massive intention. "He lets you know about everything that is going on, so that you know exactly what is happening financially. He is totally transparent, and that was very different compared to a previous refinance I had done years ago. I felt like this time I knew where every penny went. "This transaction was monumental; it made it so that I didn’t have to worry about my space anymore. In my work as an artist I need to get a whole lot of stuff done, and I need my full focus on that. Now everything is squared away with my place, it's a great relief; I feel like I can go back to creating. "I live for sitting down and tuning into the cosmic art consciousness. I live for making art, and this loan has put me in a position to focus on being a creator again.” — Roark Gourley, Professional Artist &amp; Sculptor</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/0e2ea9bf-d091-490e-be6e-a1b8d4961e96/shannon-about.jpg</image:loc>
      <image:title>Testimonials - “It was easy to see what professionalism and caring for your clients looks like. I can’t give enough praise for Alejandro and his team.”</image:title>
      <image:caption>“I was referred to Alejandro by my realtor after another mortgage broker told me that my husband and I would only qualify for a small loan at a high rate and then stopped returning our calls. We are self-employed so proving income is a different ballgame for us, and the mortgage person we initially went to wasn’t willing to do the work to help us. I told Alejandro what we wanted and that I needed a plan so I knew what to do for us to be able to get the house that would fit our lifestyle. “Within a short period of time, we were qualified for a loan much higher than the first guy told us we could get, and it was at a low interest rate! We found a home we wanted, and because we were already approved, our offer was instantly accepted. “Our closing was so fast and worry-free because of all the work Alejandro did upfront to ensure we were qualified and there would be no hiccups. He was always very responsive and thorough in explaining things to us so that we understood them. This gave us the confidence to proceed with our offer on the home we wanted. “I can’t give enough praise for Alejandro and his team. Especially after having such a negative experience with the first mortgage broker, it was easy to see what professionalism and caring for your clients looks like. Alejandro was willing to work with us, give us a plan to get what we wanted, and because of that, we are now moved into a home we love!” —Shannon, Marketing Entrepreneur</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/05b1e058-b7a1-408d-8727-31d4fb17dde2/IMG_4279_2.jpg</image:loc>
      <image:title>Testimonials - “I recommend Alejandro to anyone who needs an honest, dependable mortgage broker.”</image:title>
      <image:caption>“My name is Nolan and not too long ago, my wife and I wanted to refinance our home. We were very concerned about finding a broker who was honest, knowledgeable, and one we could trust because being elderly, this was probably be the last time we will ever do this. Alejandro came highly recommended by a friend and we decided to give him a shot.  “He did not disappoint. We found Alejandro to be very knowledgeable of all the different programs available, and he took the time to explain them all to us. When we decided on the plan that suited us, he went into action and got things rolling quickly. The best thing is that he contacted us every few days to keep us informed of the progress of our loan, which was wonderful for our peace of mind.    “We were very happy when the loan was finalized, and Alejandro even came to our home to celebrate with us.    “I recommend Alejandro to anyone who needs an honest, dependable mortgage broker.” — Nolan, Professional Trumpet Player &amp; Sound Engineer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/06ec415c-80e8-4697-ac2a-f1f1fdd300a8/Image-1+copy+edited+shirt.jpeg</image:loc>
      <image:title>Testimonials - “Alejandro illustrates things in a way that you as a layman can follow the numbers, and you can see whether it makes sense or doesn’t make sense.”</image:title>
      <image:caption>“Alejandro helped me to set up passive income, because I was able to buy property. Years ago he helped me buy my first home, which I renovated, and last year I took cash out with his help. I used the money to invest, and it’s definitely helped me to do a whole bunch of stuff. I was able to buy myself a bunch of assets with that. “What I love about Alejandro is his mastery of numbers. He illustrates things in a way that you as a layman can follow the numbers, and you can see whether it makes sense or doesn’t make sense. “When you talk to other people, they fill your head with all sorts of pieces of information that are not necessarily pertinent to you. Alejandro operates on numbers and not feelings or thoughts. He does thorough analysis and shows you with the numbers if it will work or not, and he makes sure that you and he really understand each other before you proceed with things. “The transactions have been very smooth; it was very hands off, I didn’t have to think about it, and I felt very well taken care off. I love working with Alejandro, and we are doing another transaction now.” —Marcus, Artist, Real Estate Investor &amp; Luxury Remodeling Specialist</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/7c4b34cd-4645-45f3-9bc1-b8ae286f4f3f/IMG_4885+copy+cropped+copy.jpg</image:loc>
      <image:title>Testimonials - “With traditional lenders the process stalled, but with Alejandro he found a way to get the loan done.”</image:title>
      <image:caption>"Before I went to Alejandro I tried some traditional lenders and loan brokers, even banks I do a lot of business with, and found they are bound by inflexible rules and processes, and work with you on their schedule—not mine.  We have always paid what we owe, but haven’t always had perfect credit. With traditional lenders the process stalled, but with Alejandro he found a way to get the loan done, and in the process helped us improved our credit score in order to get the best interest rate!  Whatever challenge would come up, Alejandro was always good at finding a way to resolve it.  “Also the fact that he is bilingual was really helpful, that he could explain everything precisely in both English and Spanish.  My wife and I were both absolutely clear on the process, and he took time to explain the mountain of documents you need to sign.  He made sure we understood everything and there was no confusion.  "Getting a loan can be a long, tedious process—it’s the last thing I want to do, or have time to do.  But that’s the process, that’s what it is.  The thing about Alejandro and his team is that they provide excellent customer service. Alejandro is very knowledgeable and precise, and if he doesn’t know something he’ll find out.  “I have done several transactions with him and plan to do more in the future.”  — Rex, Premium Seafood Importer/Distributor</image:caption>
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      <image:title>Testimonials - “Thanks to Alejandro, we were able to qualify for our dream home.”</image:title>
      <image:caption>“In a world full of professionals going after their commissions, Alejandro is the professional who prioritizes the relationship.   “Alejandro goes above and beyond, and he has a very proactive client service model. He is great at managing expectations, responds quickly and tells you what is going to happen beforehand so you are never caught off guard. “My wife and I started our mortgage trajectory with a bank that told us we would only qualify for a low amount, if we were lucky. Thankfully we ended up with Alejandro as our mortgage broker and thanks to him, we were able to qualify for our dream home. “I would give him five stars.” — Rainier, Business Development Specialist</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/d37ba010-fe7a-4bff-b333-ada0ee2cdea2/MacKenzie+cropped.png</image:loc>
      <image:title>Testimonials - “I really appreciated Alejandro’s professionalism and the great service he provided us.”</image:title>
      <image:caption>“I have worked with other mortgage brokers before, but the difference with this experience was night and day. There is this stereotype of sales people sometimes being a little bit pushy or slimy, but Alejandro was completely the opposite. If he hadn’t told me so, I would never even have known that he was on commission, because he didn’t act that way at all. “Alejandro was extremely professional. Everything was explained along the way, and he answered my questions quickly and in a way that I could understand. Additionally, he was very reassuring and never once made me worry that it would not be possible to do the loan.” “Getting this transaction completed was an important step for us. It allowed us to close one chapter of our lives and move forward with our next plans. I really appreciated Alejandro’s professionalism and the great service he provided us.” — Mackenzie, Business Owner</image:caption>
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      <image:title>Testimonials - “Alejandro made me feel comfortable with the process, and he was very informative.”</image:title>
      <image:caption>“Alejandro is such a humble person. He helped me through every step of the loan process without making me feel like an incompetent person. I really liked that he didn’t put me down in any way. He made me feel comfortable with the process, and he was very informative. He kept me up-to-date on everything, and he solved any little glitches that came up.  “I had some issues with my credit report that stood in the way of getting the loan, and Alejandro worked with me every step of the way to resolve each and every one of them. I know it was time-consuming, but he put in the effort, and he resolved each one and got my loan processed.  “I also appreciated the Zoom calls and the visual of all the spreadsheets of how the numbers work and what I needed to do on my credit report to bring up my score. I’m a visual person so it helped a lot to see the numbers.  “Alejandro is a very nice guy, and it’s very rare to have someone like that. He works all kinds of hours, was very approachable, and it was easy to have access to him. I have never experienced something so well-greased.  “Thanks to the loan I got, I am expanding my business, and the future looks promising in ways I didn’t think possible. Alejandro is now helping to fix my husband’s credit report, and we will be doing more loans with him soon. — Merilyn, Healthcare Entrepreneur</image:caption>
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      <image:title>Testimonials - “Because Alejandro was so authentic, it created a lot of trust, and we felt very confident in our decision in working with him and his team.”</image:title>
      <image:caption>“This was our first experience getting a mortgage. Alejandro is a very kind, caring and personable guy, but what we most appreciated was his thoroughness in explaining the process to us and setting the expectation of what was going to happen. He demystified the subject of mortgages—how you can qualify, and how you can adjust them. It felt like he pulled back the veil whereas with other people, it felt like they were vague about things, and there was a lot of smoke and mirrors.   “Alejandro was very responsive, and he showed us how it all worked. The Zoom calls were very helpful. There was nothing he kept secretive or didn’t disclose to us.   “Buying the house was a huge, big step for us, and I would say going through the process of getting the loan seemed very daunting at first; it’s a huge commitment. But because Alejandro was so authentic, it created a lot of trust, and we felt very confident in our decision in working with him and his team. We felt secure in moving forward and even now, over a month later, we still don’t have any hesitancy. We feel very good about the decision we made.” — Ethan &amp; Kristen</image:caption>
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      <image:title>Testimonials - “We are doing another transaction with Alejandro soon, and I am definitely giving his name out to my friends.”</image:title>
      <image:caption>“I am so honored to write a glowing testimonial for Alejandro and his team. He truly has helped us right a sinking ship and steered us on a path toward hope and success. He offers so much more than your average mortgage broker. I am so grateful we found him.”  “We are doing another transaction with him soon, and I am definitely giving his name out to my friends.”   —  Amy, Real Estate Investor</image:caption>
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      <image:title>Testimonials - “Alejandro really makes sure that you understand what is happening, and that nothing is going over you head.”</image:title>
      <image:caption>“As an accountant, I know about numbers, but I still had some questions when it came to the details of mortgages. Alejandro is very knowledgeable, and he was able to answer all my questions. He really makes sure that you understand what is happening, and that nothing is going over you head.   “I liked that he does Zoom appointments with you where he shows you his computer screen, and he explains about your options. He was able to do some very advanced things that I didn’t expect were possible. He gathers all the information about what you’ve got going on, even if it’s a little confusing, and he presents it in an understandable way. He is able to take a sort of nonconvential situation and make sense out of it for lenders. I felt like he always knew what was going on and had a plan for everything that came up along the way. He is also easy to get hold of, and he has a patient, calm and soothing demeanor.   “I have a young family, and I wanted to move to a safer neighborhood. We ended up in a very nice place that I really like. I thought I wouldn’t be able to get something like this, but Alejandro made it attainable. I now refer my clients to him when they need help with a mortgage.” — Jonathan, Accountant</image:caption>
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      <image:title>Testimonials - “Alejandro keeps you up-to-date about proceedings and explains things in a transparent manner.”</image:title>
      <image:caption>“Alejandro is friendly and professional, but what I like about him the most is his above-average communication. He keeps you up-to-date about proceedings and explains things in a transparent manner. “I was asked if there was anything that could have been improved in the service, but I can’t think of anything. I wouldn’t hesitate to use Alejandro and Prosperity Lending again should the need arise.” — Robert, Attorney</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/0182cbc6-5f89-481c-be04-1967a9e0c7b3/Jaime.jpg</image:loc>
      <image:title>Testimonials - "I’m glad Alejandro was able to get me what I needed, and I look forward to doing more business with him soon.”</image:title>
      <image:caption>“Unlike other people that I have worked with, Alejandro is very thorough. He takes the time to explain the loan process, which requires a lot of patience and a lot of knowledge too. I appreciated that, as well as the immediate return calls. When I called he would pick up the phone. He is very accessible. I appreciated that because my time was limited, especially during the week. "Alejandro was recommended to me about a year ago, and I reached out to him. He asked for certain documents and I didn’t follow up at that time. I was finally ready to move on the transaction this year, and I reached out to him again. Sometimes people get a little annoyed that you didn’t follow up earlier, but he wasn’t. His interaction with me was pleasant and I felt at ease, so I decided to proceed and it just took off from there. "I’m glad he was able to get me what I needed, and I look forward to doing more business with him soon." — Jaime</image:caption>
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      <image:title>Testimonials - "What Alejandro did for my family is something that we will always appreciate.”</image:title>
      <image:caption>"My family got into a situation where someone was trying to take our property from us through an illegal foreclosure. We were at risk of losing everything we had worked towards for a long time.” "Alejandro was able to help us by sharing his financial knowledge and how he had dealt with similar cases in the past. “Alejandro was available from morning till night. There were times when I had questions and he always responded, even in the nighttime. It was a very nerve wracking time, but Alejandro was able to neutralize the emotions and share his financial advice and we took it.  "We really appreciated his thorough breakdown of the information in both English and Spanish. My parents being bilingual, Spanish being their first language, it was really helpful. He broke things down very detailed, and it was really easy to understand, considering that this was a field we don’t have much experience in. He explained each document that we were signing so at all times we knew what we were agreeing to.  "My mother and father’s health had started to get affected by the situation. Alejandro’s perspective helped us make the right decision and resolve the situation through a refinance. My family is no longer worried about foreclosure. We can focus on our work, and we don’t have to worry about someone taking our property. Our house is secure. "For a while, we were not having any people over. But this weekend, we had a little family gathering for my sister’s birthday. It was the first time since the start of the year that we’ve been happy to socialize with the people we love. "I would definitely recommend Alejandro to anyone. What he did for my family is something that we will always appreciate." —Miguel, Builder</image:caption>
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      <image:title>Testimonials - "I made the best choice, my broker is wonderful."</image:title>
      <image:caption>“Hi Alejandro, my thank you text message yesterday was not good enough for me to show my excitement. I am extremely excited. "I made the best choice, my broker is wonderful. You made it so easy for me. Every time I call you, you always answer the phone and your processing team is amazing. You are excellent. Let's do more deals in the future. Prosperity is the best." —Jean-Thony, Audio-Visual Professional</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/cb8da9f1-02f6-414b-98dd-65a120c187fa/Gary+cropped+copy.jpg</image:loc>
      <image:title>Testimonials - "Alejandro is very professional and personable. I find him very honest—he’s a really good guy.”</image:title>
      <image:caption>"I love Alejandro. I have a good rapport with him. I met Alejandro a couple years back on a real estate project. That deal didn’t work out unfortunately, but I kept him in mind for several years. And I called him when I had a new scenario recently, and we got it done.   “He is very professional and very personable. It’s rare to find that, I think. I find him very honest—he’s a really good guy. When I work with Alejandro, it’s fun and it feels like I’m working with a buddy.   “Because Alejandro is also an experienced real estate broker, we can talk about any and every part of the transaction. I find that he usually confirms a lot of my instincts about a property, but there’s times when he throws things at me that I hadn’t thought about, and I appreciate that. It’s nice to get a second opinion from someone who knows the business.   “This recent transaction was very important to me—it put me on the course to retirement. If we have been correct in our assessments with regards to the value of the project when it’s done, then this could be a life-altering investment.   “I highly recommend Alejandro to anyone, and I have already recommended him to three of my friends." —Gary, Real Estate Investor</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/3dee7622-302e-4d13-8acd-4b6e751a6a41/Brad_Willis+copy.jpg</image:loc>
      <image:title>Testimonials - “I know that if I send him my clients, he will do the right thing for them and they will be happy.”</image:title>
      <image:caption>“Alejandro has been fantastic! Thanks to him, I was able to complete two transactions in the last few months that I would not have been able to close otherwise.   “I also really appreciate his excellent communication with me and my clients. He is available, he explains things in a way that my clients can understand, sets the right expectations, and they feel really taken care of. I know that if I send him my clients, he will do the right thing for them and they will be happy.   “Alejandro is also fun to work with—I can’t wait to do another transaction with him.”  —Brad, Real Estate Agent</image:caption>
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      <image:title>How It Works</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1721101803470-DE3SVBAKGV7IZ733ILZ4/Screen+Shot+2024-07-15+at+8.49.48+PM.png</image:loc>
      <image:title>How It Works</image:title>
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      <image:title>How It Works</image:title>
    </image:image>
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      <image:title>How It Works</image:title>
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      <image:title>How It Works</image:title>
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      <image:title>How It Works</image:title>
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      <image:title>How It Works</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/1760997030095-SI9N8NXR8P9CJ3ZZY4KH/image-asset.jpeg</image:loc>
      <image:title>How It Works</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/027c4398-ceaa-4800-9f1c-b7cd75d1d062/Lender+diagram.png</image:loc>
      <image:title>How It Works - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/135f9024-fd74-4a84-96ca-62e2c16c5217/IMG_4887+copy+cropped+2.jpg</image:loc>
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      <image:title>How It Works - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/608a47bb30e4e939b9499535/bcc4e8c7-a06c-48ac-9801-bcd7e8f4bf13/IMG_3761+copy.jpg</image:loc>
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  </url>
  <url>
    <loc>https://www.prosperitylending.us/mortgage-preparation-checklist</loc>
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    <priority>0.75</priority>
    <lastmod>2025-11-11</lastmod>
    <image:image>
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      <image:title>Mortgage Preparation Checklist - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
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